Tythe’s Guide to Wedding Budgeting

Written by Emma Deeley.

Bringing Your Dream Wedding to Life, Without Breaking the Bank.

So, you’re engaged – what a wonderful way to start 2025! Before you dive headfirst into planning, it’s important to pause, take a breath and for the two of you to have one of those all-important chats – about your wedding budget. While it might not be the most glamorous part of planning, having a solid budget in place is the best way to ensure everything runs smoothly. After all, no one wants to feel stressed about costs before, during or after their wedding day!

But where do you start? Have you thought about how much you want to spend, or what the big-ticket items might be? The key to a successful wedding budget is prioritising what matters most to you and your partner. Is it the stunning venue, the dream photographer or the guest experience? Or maybe it’s all about the food? Whatever your priorities are, knowing how to allocate your budget can make the difference between a seamless, stress-free process and a gradual build-up of financial headaches.

Here at Tythe, we’ve helped many couples navigate this part of their wedding planning. In this guide, we’ll take you through everything – from breaking down the biggest expenses to uncovering those sneaky hidden costs. You’ll walk away with a clear idea of where to save, where you could potentially splurge, and how to get the most out of your wedding budget.

Let’s get started – because planning your big day should feel just as magical as the day itself, don’t you think?

Establishing your total wedding budget

Setting up your wedding budget is like laying the foundation for everything else. Without a clear idea of how much you want to spend, it’s easy to get carried away! So, let’s break it down step by step.

Start with an Honest Conversation

Before you start dreaming up the details and curating all of those Pinterest boards, sit down and have an open chat about finances. This is where you discuss whether you’ll rely on savings, help from family, or a bit of both. It’s essential to be realistic and set a figure that you’re comfortable with, avoiding unnecessary financial stress later down the line.

What’s the Average Wedding Cost?

In 2025, the average UK wedding is expected to cost around £30,000, but this can vary significantly based on a variety of factors. If you’re dreaming of a grand affair in the heart of London, the costs will naturally be higher than a more intimate countryside celebration. Keep in mind that location and guest numbers play a big part in shaping your budget.

Prioritise What Matters Most

Once you have a figure in mind, the next step is to prioritise. Ask yourselves: What matters the most to the TWO of you? For some, it’s the venue that sets the perfect scene. For others, it’s a photographer who’ll capture every candid moment. Knowing your priorities helps you allocate funds where they’ll make the most impact.

• Big-ticket items like the venue, catering, and photography might take up the largest portion of your budget, so make sure these align with your vision.
• Smaller details, such as favours or extra decor, can be areas where you might save without losing the charm of your day.

Remember, It’s Your Day

Over the past 26 years of weddings at Tythe, this must be the advice we give out the most!  At the end of the day, it’s all about creating a wedding that reflects you as a couple – whether you’re going all out on a luxury celebration or keeping things simple and sweet. At Tythe, we’ve seen it all, and believe us, beautiful weddings come in all shapes, sizes, and budgets.

Breaking Down Your Wedding Budget

Once you’ve settled on a total budget, the next step is figuring out how to divide it across all the elements that make up your big day. Each wedding is unique, but there are some common costs that apply to most celebrations. Let’s walk through how to allocate your budget effectively.

Venue, Catering, and Rentals (40-50%)

This is likely to be the biggest chunk of your budget – often as much as half. From the venue hire to food, drinks, and in some cases rentals (tables, chairs, linens).  These essentials will shape much of your day’s atmosphere.

• Tip: Some venues offer all-inclusive packages that may save you time and money. But be sure to ask what’s included as you may still need to budget for extra décor or lighting.
• Savings: Consider off-peak dates or weekday weddings to reduce costs significantly. Many venues offer discounts for non-weekend or off-season celebrations.

Photography and Videography (10-15%)

Capturing your special day is something couples rarely want to compromise on. High-quality photography and videography can eat up a decent portion of your budget – around 10-15% but these are the memories you’ll treasure for a lifetime.

• Tip: Prioritise booking your photographer early. Popular photographers get snapped up fast, sometimes a year or more in advance.
• Savings: If you’re trying to cut costs, consider hiring a photographer for fewer hours or choosing just photography, without the videography add-on.

Wedding Attire (8-12%)

This includes everything from the wedding dress or suit to accessories and alterations. Wedding attire can be a large expense, especially if you’re opting for designer labels.

• Tip: Sustainable fashion is a big trend for 2025 – consider renting or buying pre-loved dresses for a more eco-friendly (and budget-friendly) option.
• Savings: High-street bridal collections offer beautiful options at a fraction of the cost of designer gowns, without compromising on style.

Flowers and Décor (5-10%)

Flowers can transform a space, but they can also quickly add up, especially if you’re opting for elaborate arrangements or installations. Allocate 5-10% of your budget here.

• Tip: To save money, choose seasonal flowers or add plenty of greenery to bulk out arrangements. Simple touches like fairy lights or candles can elevate your décor without breaking the bank. Faux florals can be cheaper than fresh flowers – even if you’re not keen on artificial flowers remember that if your venue has high ceilings and you’re considering a ‘floral chandelier’, guests may not notice!
• Savings: DIY elements – such as simple flower arrangements or sourcing decor from second-hand markets, can also make a big impact at a lower cost.

Entertainment (5-10%)

Music and entertainment can make or break the atmosphere of your wedding. Whether you choose a live band, DJ, or something more unique, expect to spend 5-10% of your budget.

• Tip: Ask your venue if they offer an approved in-house DJ, which is often cheaper than out-sourced entertainment. Or if a live band is essential – you can hire a band for a portion of the evening, with a DJ to follow.
• Savings: Local artists often offer lower rates compared to more well-known performers who need to travel.  (Always remember however to only hire experienced professionals who are happy to work with, and agree to, the requirements of your chosen venue.)

Invitations and Stationery (3-5%)

While invitations are essential, there are ways to manage costs by keeping things simple or opting for digital invitations.

• Tip: Consider paperless options like e-vites and Paperless Post which are gaining popularity for being both budget- and eco-friendly.
• Savings: If you love traditional invitations, try DIY kits or ordering from budget-friendly online vendors.

Planning for Hidden and Unexpected Costs

No matter how well you plan, there are always a few costs that seem to sneak up on you when you least expect them. But don’t worry – we’ve got you covered! Let’s take a closer look at some common hidden expenses and how to prepare for them.

Taxes, Service Charges, and Tips

Many couples forget to factor in additional charges like taxes, service or staffing fees. These can add up quickly so always ask your suppliers upfront whether taxes and service fees are included in their initial quote.

• Tip: When receiving quotes, add a buffer of 10-20% to cover any unexpected taxes or fees.
• Be aware: Vendors like the photographer and individuals or groups hired as entertainment often expect a gratuity. This can be anywhere from 10-15%, depending on the service provided.

Overtime Charges

If you like the idea of extending your wedding day for an extra hour or two, you’ll likely be required to pay an additional or overtime fee. This is usually decided in advance but it’s easy to get swept up in the excitement, so pause, ponder and plan ahead.

• Tip: Negotiate overtime rates with suppliers in advance so you know what to expect. As an example, photographers’ rates vary but are often up to and including the cutting of the cake or first dance. If you want that ‘sparkler shot’ arrange for it to be taken before your photographer departs and ask them to use a little artistic licensing! Do make sure you clarify when any overtime charges kick in.
• Savings: Years of hosting weddings at Tythe has shown that most wedding celebrations reach their peak at midnight. Guests tend to drift off after the midnight hour, so an extension might not be necessary – plus weddings are a long day, finish on a high!

Supplier Travel and Accommodation

If you’re hiring a photographer, band or other suppliers who need to travel a significant distance, you may need to cover their travel expenses and, in some cases, overnight accommodation.

• Tip: If you’re hosting a rural or destination wedding, factor in the extra costs of getting your suppliers to and from the venue. It can be worth looking for suppliers located nearby to save on these costs.

Transport for Guests

If your venue is out of the way, it’s popular to provide transport for guests. Whether you’re organising buses, shuttles, or a taxi service for the night, this can add another £300-£800 depending on the number of guests and distance.

• Savings Idea: If providing transport isn’t in your budget, consider offering a list of recommended local hotels and taxi services in your invitations so guests are able to plan in advance. Always check whether your chosen venue has preferential rates with local hotels.

Wedding Insurance

While it may not be glamorous, wedding insurance is worth considering – particularly if your celebration involves a large number of suppliers or a destination. Insurance can cover everything from supplier cancellations to damage at the venue, giving you peace of mind should the unexpected happen.

• Tip: For most couples, wedding insurance costs between £100-£300, depending on the level of coverage. It’s a small price to pay for protecting such a big investment.

Top Money-Saving Strategies

Weddings can be expensive, but with a little creativity and flexibility, there are plenty of ways to keep your dream day within budget. Let’s explore some of the money-saving strategies that we’ve seen work for couples planning their wedding at Tythe.

1. Weekday or Off-Peak Weddings

One of the simplest ways to save money is to move away from the traditional weekend celebration. Hosting your wedding on a weekday or during the off-peak season (think January, February, or early spring) can result in significant discounts from venues and suppliers alike.

• Savings Tip: Many venues offer significant discounts for weekday weddings or off-season dates. Plus, suppliers like florists, photographers and caterers often have better availability and also offer reduced rates.

2. Trim the Guest List

The more guests, the more everything costs – from food and drinks to table settings and invitations. By trimming your guest list, you can save substantially without compromising on the quality of the day.

• Example: A smaller wedding means fewer tables, chairs, and place settings, all of which will lower your costs. Many couples are opting for micro-weddings which allow for a more intimate experience and bigger savings.
• Tip: With the Wedding Breakfast eating up a lot of the budget (excuse the pun) consider inviting a smaller number of guests to the dinner with a larger crowd invited to the evening. With evening fizz, dancing and late-night munchies, there’s much still to enjoy!

3. DIY Elements

Incorporating DIY decor or stationery into your wedding is a great way to add personal touches while staying within budget. From hand-made centrepieces to DIY invitations, the possibilities are endless.

• Tip: Simple, elegant DIY projects like hand-painted signs, personalised favours, or even a home-made dessert table can bring a bespoke charm to your wedding at a fraction of the cost. Remember to check any restrictions with your venue.
• Warning: Make sure to leave enough time for DIY projects! Rushing to complete things at the last minute can create unnecessary stress.

4. Focus on Seasonal and Local Choices

Choosing seasonal flowers and locally-sourced food can have a huge impact on your budget. Out-of-season flowers or imported food often come with a hefty price tag.

• Savings Tip: Opt for flowers that are in season and readily available. In spring, for example, you might choose tulips and peonies rather than out-of-season roses. For food, focus on a farm-to-table menu that incorporates fresh, local produce – this often lowers catering costs and provides a unique touch to your day.

5. Limit the Bar

It’s no secret that the open bar can be one of the more costly aspects of a wedding. But there are plenty of ways to provide great drinks without breaking the bank.

• Savings Tip: Instead of an Open Bar, choose a Pay or Cash Bar, where guests pay for their own drinks.  If you do want to offer an Open Bar, restrict drinks to wine, beer and soft drinks and inform the venue that any cocktails, spirits or shots are to be paid for. Couples can also choose to set a time limit for elements of the evening bar so the first hour is covered by the couple but reverts to a cash bar afterwards.
• Fun Option: Create couple’s cocktails that sits within your budget – a drink that reflects both your personalities and adds a personalised touch to the menu.

6. Digital Invitations

As mentioned earlier digital invitations are a great money-saving (and eco-friendly) option. They not only save on paper and postage costs but can be just as beautiful and personalised.

• Savings Tip: Many websites offer stylish, customisable templates that allow you to quickly create and send professional-looking digital invitations for a fraction of the cost of printed ones. 

Where to Splurge vs. Where to Save

Every couple has their own unique vision for their wedding day, and when it comes to your budget, knowing where to splurge and where to save can make all the difference. The key is to focus your spending on what truly matters to you as a couple and trim back on things that are less important. Let’s break it down.

Where to Splurge

• Photography and Videography
  Your wedding day is filled with moments you’ll want to remember for the rest of your lives. Investing in a great photographer and videographer ensures those special memories are captured beautifully and professionally. These images and films become lifelong keepsakes, so it’s worth allocating a good portion of your budget here.
  • Tip: If you’re looking to hire both a photographer and a videographer, consider prioritising the photographer for the full day and possibly shortening the videographer’s hours to save on costs. Nowadays, Content Creators can also capture live video footage and wonderful informal moments within short periods of a wedding day and with less editing time.
• The Venue
  The venue sets the tone for your entire day, and it’s often one of the elements guests will remember most. Whether it’s a charming barn like Tythe or a grand country estate, the venue creates the atmosphere for your celebration. A beautiful setting often means you can keep decor minimal and let the surroundings speak for themselves.
  • Example: Many couples at Tythe choose to hire our 14th-century barn because of its natural beauty, charm and character, which provides an incredible backdrop and reduces the need for additional decor.

• Catering and Drinks
  Good food and drink can leave a lasting impression on your guests, so it’s a good idea to invest here. Whether it’s a sit-down meal, a family-style feast, or creative food stations, ensuring your guests are well-fed and the drinks are flowing creates a positive atmosphere throughout the day.
  • Tip: Work with your caterer to create a menu that reflects both your personalities and the season. A carefully curated menu can offer both quality and creativity, keeping your guests happy without overspending.

Where to Save

• Invitations and Stationery
  While invitations are important for setting the tone, you don’t have to go overboard. With many beautiful, affordable options available, it’s easy to create something special without a big spend. Digital invitations are also a growing trend for both their cost-effectiveness and eco-friendliness.
  • Tip: Consider DIY stationery kits or online vendors offering stylish yet affordable invitations if you prefer printed options.
• Wedding Favours
  Guests appreciate thoughtful favours, but there’s no need to be too extravagant here. Simple, meaningful items like a personally-written note are often more appreciated than expensive trinkets. Or consider plantable seed packets or home-baked goods.
  • Savings Tip: Skip the favours altogether and instead make a charitable donation on behalf of your guests. It’s a gesture that’s personal, heartfelt, and budget-friendly.
• Wedding Cake
  While a show-stopping cake can be gorgeous, it’s not always the highlight for every couple. If cake isn’t your thing, there’s no need to splurge on a towering masterpiece. You could opt to support a small, local independent bakery which is often cheaper than a well-known ‘cake maker’ or consider an alternative dessert option like mini home-baked cakes or donuts, or a dessert table that offers variety without the hefty price tag.
  • Savings Tip: Many couples are choosing to order a small decorative cake for cutting and then serving a less extravagant cake to guests – just as delicious, but at a fraction of the cost!

By splurging on the areas that matter most and saving on the details that aren’t as important, you can have a wedding that feels luxurious without going over budget. It’s all about balance – deciding what elements will leave a lasting impression and where you can cut back without sacrificing quality.

Budgeting Tools and Resources

With all the moving parts involved in wedding planning, keeping track of your budget can quickly become overwhelming. But fear not – there are plenty of fantastic budgeting tools and resources available to help you stay on top of your spending. Let’s look at some of the best tools to keep your finances organised and your stress levels low.

1. Wedding Budget Calculators

Many wedding websites offer free budget calculators that break down your total budget into categories, giving you an instant idea of how much you should allocate for each element. These calculators take your total budget and divide it into suggested percentages based on the average cost of different wedding essentials.

• Examples: Websites like Hitched.co.uk and Bridebook offer fantastic budget calculators that are easy to use and customisable to your unique needs.

2. Spreadsheets

Sometimes, simple is best. Using a spreadsheet allows you to create a fully personalised budgeting system that tracks your spending and updates in real time. You can break down your wedding costs into different categories (venue, catering, flowers, etc.) and set aside columns for payments made, outstanding costs, and vendor contact information.

• Tip: Google Sheets or Excel are excellent tools for building a budgeting template that both you and your partner can access and update throughout the planning process. Many templates are also available online, so you don’t have to start from scratch!

3. Wedding Planning Apps

In 2025, tech-savvy couples can take advantage of apps that bring all aspects of wedding planning into one place – budgeting included. These apps allow you to track your spending, set reminders for payments, and even compare vendor costs right from your phone.

• Examples: Apps like WeddingWire and Bridebook offer complete wedding planning platforms with built-in budgeting features, making it easy to stay organised and informed on the go.

4. Budgeting Books and Guides

For couples who prefer a more in-depth approach, there are plenty of books and guides available that cover every aspect of budgeting for a wedding. These guides can offer insights and tips from experts who’ve worked with countless couples, providing additional tricks and tips for saving money and managing costs.

• Recommended: Look for titles like The Budget-Savvy Wedding Planner & Organizer by Jessica Bishop, which is packed with useful tips for staying within your budget without sacrificing style.

5. Wedding Planners

If you’re feeling overwhelmed, a wedding planner can be a lifesaver. They come equipped with industry expertise, supplier relationships, and the ability to help you make informed decisions that stay within budget. Some planners also offer partial planning or day-of coordination, which can be a more affordable option if you don’t want full planning services.

• Tip: A wedding planner may seem like an extra expense, but they can often help you negotiate discounts with suppliers or suggest budget-friendly alternatives, making them worth the investment. Talk to your venue, they will often be able to recommend wedding planners that have worked at the venue in the past.

Bringing Your Dream Wedding to Life, Without Breaking the Bank

Budgeting for your wedding might feel like a big task, but with the right approach, it can become a really empowering part of the process. It’s about making smart choices, focusing on what truly matters to you as a couple, and embracing creative ways to make your day magical without unnecessary stress over finances.

Whether you’re dreaming of a grand celebration or an intimate gathering, the key is to plan ahead, prioritise where your heart lies, and make the most of the resources available to you. From venue and catering to the finer details like favours and stationery, there’s always a way to create something beautiful and meaningful – whatever your budget.

At Tythe, we’ve seen weddings of all styles and sizes, and one thing is always true: when couples focus on the moments that really matter to them, their day becomes unforgettable, regardless of the price tag.  So, as you move forward with your plans, remember: it’s not about how much you spend, but much more about how you spend your day – the love, the joy and those shared memories that truly make the day special.

If you’d like to discuss your wedding plans and how Tythe can help bring your vision to life, please do get in touch – we’d love to chat about how we can make your dream day both beautiful and budget-friendly.